Aakash Mistry
About Aakash Mistry
Aakash Mistry is a Credit Manager with extensive experience in credit scoring models and risk prediction. He currently manages Home Loan and Loan Against Property verticals across multiple branches in Gujarat.
Work at AU SMALL FINANCE BANK
Aakash Mistry currently serves as a Credit Manager at AU SMALL FINANCE BANK. In this role, he is responsible for creating credit scoring models that predict risks associated with lending. He manages the Home Loan (HL) and Loan Against Property (LAP) verticals across multiple branches, including Nadiad, Anand, Kheda, and Kathlal. His responsibilities also include ensuring compliance with lending procedures and regulations.
Previous Experience in Financial Services
Aakash Mistry has a diverse background in the financial services sector. He worked at MAS Financial Services Limited as a Back Office Executive for 9 months and later as a Credit Executive - SME for 11 months. He also held the position of Credit Manager (AHL) at IndusInd Bank for 11 months. Additionally, he served as a Credit Manager - (MSME - LAP) at Samasta Microfinance Limited for 8 months. His experience spans various roles that have contributed to his expertise in credit management.
Education and Expertise
Aakash Mistry has a solid educational foundation in finance and credit management. He completed a Master of Business Administration (MBA) in Finance from Swami Vivekananda University from 2018 to 2020. He also studied at the National Institute of Bank Management, where he achieved a certification in Credit Management from 2022 to 2023. His academic background supports his professional expertise in credit risk assessment and management.
Loan Management and Compliance
In his current role, Aakash Mistry handles loan ticket sizes ranging from 5 lakhs to 1 crore. He ensures that all lending activities comply with established procedures and regulations. His focus on compliance is critical in maintaining the integrity of the lending process and mitigating risks associated with credit.
Career Progression
Aakash Mistry's career in the financial sector has shown a clear progression through various roles. Starting as a Sales Coordinator at MAS Financial Services Limited, he advanced to credit-related positions, culminating in his current role as Credit Manager. His experience across different organizations and roles has equipped him with a comprehensive understanding of credit management and risk assessment.