Michael Rose
About Michael Rose
Michael Rose serves as the Senior Vice President of Credit Administration Manager at First Northern Bank, bringing extensive experience in commercial lending and project management in real estate development. He has a proven track record in asset recovery and has originated over $1 billion in commercial loans throughout his career.
Current Role at First Northern Bank
Michael Rose serves as the Senior Vice President (SVP) Credit Administration Manager at First Northern Bank, a position he has held since 2016. In this role, he oversees credit administration functions and manages a team of credit analysts. His responsibilities include providing underwriting support for loan teams within the bank, which operates in the Sacramento, California area.
Previous Experience in Commercial Lending
Prior to his current role, Michael Rose accumulated extensive experience in commercial lending. He worked at Bank of America for a decade, holding various positions including AVP Relationship Underwriter in Commercial Real Estate Banking and SVP Client Manager for Home Builder Finance. His tenure at Bank of America spanned from 1991 to 2001 in Honolulu and San Francisco, where he developed significant expertise in underwriting and client management.
Project Management in Real Estate Development
Michael Rose has demonstrated project management skills in real estate development, notably as a project manager for a $100 million residential subdivision development with an institutional investor. This experience highlights his ability to manage large-scale projects effectively, contributing to his overall expertise in the field.
Education and Academic Background
Michael Rose studied at Cornell University, where he earned a Bachelor of Arts (B.A.) degree in Economics from 1985 to 1989. His academic background has provided a strong foundation for his career in finance and credit administration.
Interest in Community Development
Michael Rose has expressed an interest in collaborating with non-profit or community development organizations, particularly those focused on affordable housing. This interest aligns with his professional background and experience in lending and project management.