Amit Nandi
About Amit Nandi
Amit Nandi serves as the State Credit Head at IndusInd Bank, bringing extensive experience in credit management and risk assessment. He has a solid educational background in commerce and finance, complemented by a history of leadership roles in various financial institutions.
Work at IndusInd Bank
Amit Nandi currently serves as the State Credit Head at IndusInd Bank, a position he has held since 2023. In this role, he is responsible for overseeing credit operations within the state of Jharkhand, India. His responsibilities include managing credit risk and ensuring effective credit underwriting processes. His extensive experience in the financial sector supports his ability to lead teams and improve portfolio management.
Previous Experience in Credit Management
Prior to joining IndusInd Bank, Amit Nandi held significant positions in credit management. He worked at Poonawalla Fincorp as Regional Credit Manager from 2019 to 2023, focusing on the Bihar and Jharkhand regions. Before that, he was the Area Credit & Operations Head at Chola Mandalam Finance for 11 months in 2018-2019. He also served as Branch Head at Mahindra Finance from 2008 to 2012, gaining valuable experience in team management and risk assessment.
Education and Expertise
Amit Nandi has a solid educational background in finance and management. He completed his Bachelor of Commerce (BCom) in Accounting from Sambalpur University between 1997 and 2000. He later pursued a Postgraduate Degree in Banking and Finance through Symbiosis Distance Learning from 2021 to 2023. Additionally, he achieved +2 in Physical Sciences from Kendriya Vidyalaya, which laid the foundation for his analytical skills in finance.
Background in Risk Management and Portfolio Management
Amit Nandi possesses a strong background in risk management and portfolio management within the credit underwriting sector. He has a proven track record of improving portfolio performance across multiple regions, including Bihar, Jharkhand, and West Bengal. His expertise extends to managing credit for various commercial products, including light commercial vehicles (LCV), small commercial vehicles (SCV), intermediate commercial vehicles (ICV), heavy commercial vehicles (HCV), construction equipment, and mining products.