Ashish Massey
About Ashish Massey
Ashish Massey is a Regional Credit Manager with extensive experience in credit risk management and underwriting. He holds degrees in Commerce, Law, and an MBA from the University of Mumbai and has worked with various financial institutions, including Indusind Bank and Kotak Mahindra Bank.
Work at IndusInd Bank
Currently, Ashish Massey serves as the Regional Credit Manager at IndusInd Bank, a position he has held since 2016. In this role, he manages loan ticket sizes up to Rs. 60 crores across various industries. His responsibilities include conducting risk analysis and appraising credit proposals, particularly for high net worth individuals and companies with turnovers up to Rs. 2500 crores. He demonstrates strong negotiation skills in structuring proposals and striking deals with customers, contributing to the bank's credit management strategies.
Education and Expertise
Ashish Massey has a solid educational background, having studied at the University of Mumbai. He earned a Bachelor’s degree in Commerce from 2001 to 2004, followed by a Master of Business Administration in Finance from 2005 to 2007. Additionally, he completed a Bachelor of Law from 2008 to 2013. His academic qualifications provide him with a comprehensive understanding of finance, law, and commerce, which supports his expertise in credit risk management and underwriting.
Background in Credit Risk Management
Before joining IndusInd Bank, Ashish Massey accumulated significant experience in credit risk management across various financial institutions. He worked at Kotak Mahindra Bank as a Senior Manager from 2010 to 2015, and at Yes Bank as a Senior Credit Risk Manager from 2015 to 2016. His earlier roles include serving as an Executive Analyst at Crisil Limited from 2008 to 2009 and as an Accounts Officer at Scotiabank in Toronto, Canada, from 2007 to 2008. This diverse experience has equipped him with a strong foundation in credit analysis and risk assessment.
Professional Skills and Knowledge
Ashish Massey possesses in-depth knowledge of the Loan Origination System (LOS) module, which includes processes such as login, sanction, and disbursement. His expertise extends to appraising and underwriting cases for high net worth individuals and large companies. He specializes in conducting thorough risk analyses and has developed strong negotiation skills that aid in structuring favorable proposals for clients. His skill set is essential for effective credit management in a competitive banking environment.