Ashish Rai
About Ashish Rai
Ashish Rai serves as the Branch In Charge at Indusind Bank in Gurgaon, Haryana, where he has worked since 2009. He specializes in vehicle finance and manages finance proposals, collections, and office administration tasks.
Work at IndusInd Bank
Ashish Rai has been serving as Branch In Charge at IndusInd Bank since 2009. Over the course of 15 years, he has developed expertise in managing various banking operations in Gurgaon, Haryana, India. His role encompasses sourcing finance proposals through multiple channels, including executives, dealers, DSA, and customers. He is responsible for overseeing the collection portfolio, managing overdue accounts, and addressing NPA and legal cases.
Finance Proposal Appraisal Expertise
In his capacity as Branch In Charge, Ashish Rai handles the appraisal of finance proposals. He employs various methods such as Financial Information (FI), Know Your Customer (KYC), Credit Appraisal Method (CAM), CIBIL scores, and DE DUP to assess proposals effectively. This comprehensive approach ensures informed decision-making in financing.
Vehicle Finance Specialization
Ashish Rai specializes in vehicle finance, focusing on a range of vehicles including commercial vehicles, construction equipment, utility vehicles, and cars. His expertise in this area supports the bank's offerings and helps meet the diverse financing needs of customers seeking vehicle loans.
Office Administration and Market Oversight
In addition to his primary responsibilities, Ashish Rai oversees various office administration tasks. These include banking operations, record updates, audit query resolution, and monitoring market activities and trends. His role in administration ensures that the branch operates smoothly and remains compliant with banking regulations.