Charu Saluja
About Charu Saluja
Charu Saluja serves as the Chief Manager at IndusInd Bank in Gurgaon, India, where she specializes in assessing creditworthiness and risk for clients in the agriculture and allied sectors. She has a diverse educational background, including a Diploma from the London School of Economics and a BSc in Business and Finance from ITM, Gurgaon.
Current Role at IndusInd Bank
Charu Saluja serves as Chief Manager at IndusInd Bank, a position she has held since 2016. Based in Gurgaon, India, she has accumulated eight years of experience in this role. Her responsibilities include coordinating with the risk team to ensure the sanctioning of credit limits for clients. Additionally, she manages the tracking and monitoring of client accounts following the disbursement of credit limits.
Previous Experience in Banking
Prior to her current role, Charu Saluja worked at Yes Bank as a Relationship Leader in Business Banking-SME from 2006 to 2012. She also held a position as an Analyst at Deutsche Bank from 2013 to 2015. Earlier in her career, she gained experience as a student trainee at ICICI Bank Ltd for one month in 2000. Her diverse banking experience has contributed to her expertise in client management and credit assessment.
Education and Qualifications
Charu Saluja studied at the London School of Economics, where she focused on Economics and earned a diploma. She also completed her BSc in Business and Finance at ITM, Gurgaon, from 2002 to 2005. Her foundational education includes attending Modern School, Barakhamba Road, where she achieved her Higher Secondary Certificate (HSC) and Secondary School Certificate (SSC).
Specialization in Credit Assessment
Charu Saluja specializes in assessing creditworthiness and risk for clients, particularly in the agriculture and allied sectors. Her role involves evaluating financial data and market conditions to make informed decisions regarding credit limits. This specialization is critical in ensuring that clients receive appropriate financial support while managing risk effectively.