Gaurav Roy Sharma (Grs)
About Gaurav Roy Sharma (Grs)
Gaurav Roy Sharma serves as the Vice President and National Collections Manager for Business Loans at IndusInd Bank, bringing over 20 years of experience in collections and operations. He holds multiple degrees, including a Bachelor of Laws and a Master of Business Administration, and has previously held managerial roles at HDFC Bank, Citi, and Deutsche Bank.
Work at IndusInd Bank
Gaurav Roy Sharma currently serves as the Vice President and National Collections Manager for Business Loans at IndusInd Bank. He has held this position since 2011, accumulating over 13 years of experience in the role. His responsibilities include managing collections strategies and overseeing the recovery processes for business loans. Sharma's expertise in profit and loss management and customer service is integral to his role, contributing to the bank's operational efficiency and client satisfaction.
Previous Experience in Banking
Prior to his tenure at IndusInd Bank, Gaurav Roy Sharma worked in various capacities at notable financial institutions. He was employed at Deutsche Bank as the City Head of Risk Management from 2006 to 2011. Before that, he served as an Agency Manager for Debt Management at Citi from 2002 to 2004 and as an Agency Manager for Credit Cards/Collections at HDFC Bank from 2004 to 2006. This diverse experience has equipped him with a comprehensive understanding of collections and risk management across different banking sectors.
Education and Expertise
Gaurav Roy Sharma has a solid educational background in law and business management. He earned a Bachelor of Laws (LLB) from Chaudhary Charan Singh University and later pursued a Master of Laws (LLM) at Uttrakhand Technical University, completing it in 2022. Additionally, he holds a Master of Business Administration (MBA) with a focus on Operation Management and Audit Management from NIMS. His academic qualifications complement his extensive professional experience, particularly in collections and portfolio management.
Background in Collections and Management
With over 20 years of experience in the financial sector, Gaurav Roy Sharma has developed a robust background in collections, recovery, operations, and process management. His hands-on experience includes developing and managing a network of specialized resources, such as external debt collection agents and service centers. Sharma's strong background in people management further enhances his ability to lead teams effectively and drive performance in collections across various loan products.