Girish M
About Girish M
Girish M is the Zonal Head of Credit & Risk at IndusInd Bank, where he has worked since 2021. He has extensive experience in credit structuring and risk management, having held various roles in prominent banks such as RBL Bank and Kotak Mahindra Bank.
Current Role at IndusInd Bank
Girish M serves as the Zonal Head of Credit & Risk at IndusInd Bank, a position he has held since 2021. In this role, he is responsible for managing a portfolio exceeding Rs 2000 Crores, focusing on mid-sized corporate clients. He advises on suitable credit structures and implements strategies to mitigate credit risks. His expertise in credit structuring and risk management is essential for enhancing the bank's credit processes.
Previous Experience in Banking
Before joining IndusInd Bank, Girish M accumulated extensive experience in various roles across multiple banks. He worked at RBL Bank as the Regional Risk Head for SME Commercial Banking from 2016 to 2021. Prior to that, he held positions at Kotak Mahindra Bank, where he served as Regional Credit Manager and Assistant Vice President. His career also includes roles at Axis Bank and ING Vysya Bank, where he developed his skills in credit analysis and support.
Education and Qualifications
Girish M holds a Master of Business Administration (MBA) in Finance from Christ University, Bangalore, which he completed from 2004 to 2006. He also studied at PUC MVGPU College in Davangere from 1999 to 2001. In addition, he obtained a GARP certification in Risk Management in 2009, further enhancing his expertise in the field of financial risk.
Technical Skills and Expertise
Girish M leverages his technical skills in Python and machine learning to enhance credit and risk processes. He utilizes these skills to generate data-driven insights that improve credit and risk outcomes. His proficiency in financial modeling and rating tools supports his ability to evaluate credit proposals effectively.