Himanshu Saxena

Himanshu Saxena

Assistant Vice President Bbg(sme) Credit @ IndusInd Bank

About Himanshu Saxena

Himanshu Saxena serves as the Assistant Vice President of BBG(SME) Credit at IndusInd Bank, where he has worked since 2019. With over a decade of experience in the banking sector, he specializes in credit risk and SME business banking.

Current Role at IndusInd Bank

Himanshu Saxena currently serves as the Assistant Vice President for BBG(SME) Credit at IndusInd Bank. He has held this position since 2019 and is based in the Bengaluru Area, India. In this role, he focuses on credit risk management and the underwriting of SME business working capital loan proposals, which can reach up to 50 crore.

Previous Experience at IndusInd Bank

Prior to his current role, Himanshu Saxena worked at IndusInd Bank in various capacities. He served as Manager-BBG(SME) Credit from 2015 to 2017 and then as Chief Manager-BBG(SME) Credit from 2017 to 2019, both in the Bengaluru Area. His responsibilities included credit risk appraisal for SME businesses and managing credit support functions.

Experience at ING Vysya Bank

Before joining IndusInd Bank, Himanshu Saxena worked at ING Vysya Bank as a Credit Support Officer in Business Banking from 2012 to 2014. His role involved supporting credit operations within the business banking segment, further enhancing his expertise in the banking sector.

Educational Background

Himanshu Saxena has a solid educational foundation in finance and accounting. He studied at Alliance University School of Business in Bengaluru, where he earned an MBA and an M.Com. He also holds a BBA(H) from West Bengal University of Technology, completed from 2007 to 2010, and an M.Com from Annamalai University, achieved from 2010 to 2012.

Expertise in Credit Risk and SME Banking

With over a decade of experience in the banking sector, Himanshu Saxena specializes in credit risk and SME business banking. His expertise includes underwriting SME business working capital loan proposals and conducting credit risk appraisals, which he has been involved in since at least 2015.

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