Kumar Aakash
About Kumar Aakash
Kumar Aakash serves as the Chief Credit Manager at Indusind Bank, bringing extensive experience in credit appraisal and company analysis across various regions. He holds a Bachelor of Commerce and a Master's in Management Studies, Finance, and has worked in notable financial institutions including Kotak Mahindra Bank and Lic Housing Finance Limited.
Current Role at IndusInd Bank
Kumar Aakash serves as the Chief Credit Manager - ACM at IndusInd Bank, a position he has held since 2018. He is based in Gurgaon, Haryana, India. In this role, he is responsible for overseeing credit management processes and ensuring effective credit appraisal practices. His expertise in commercial and residential loan against property (LAP) and small and medium enterprises (SME) contributes to the bank's operational efficiency.
Previous Experience in Credit Analysis
Prior to his current role, Kumar Aakash worked at Kotak Mahindra Bank as a Senior Credit Manager for one year, from 2017 to 2018. He also held the position of Credit Analyst at LIC Housing Finance Limited for five years, from 2012 to 2017. His experience in these roles has equipped him with a deep understanding of credit risk assessment and company analysis.
Educational Background
Kumar Aakash completed his Bachelor of Commerce degree at Gossner College, where he studied from 2006 to 2009. He furthered his education by obtaining a Master's degree in Management Studies with a focus on Finance from Mumbai University, studying from 2010 to 2012. Additionally, he attended G & H High School and has a foundational education from Ranchi University.
Expertise in Credit Appraisal
Kumar Aakash has specialized expertise in credit appraisal and company analysis, particularly in the areas of ACM Commercial & Residential LAP/SME. His knowledge extends to thorough ratio analysis tailored to specific industries and case scenarios, which enhances his ability to make informed credit decisions.
Skills and Professional Development
Kumar Aakash possesses strong interpersonal skills that he leverages to enhance business generation and professional growth. His ability to combine financial acumen with marketing strategies contributes significantly to achieving organizational goals, making him a valuable asset in the financial sector.