Pankaj Kulkarni
About Pankaj Kulkarni
Pankaj Kulkarni is the Head of Payments & Technology Solutions at IndusInd Bank and serves as Vice President in Corporate & Investment Banking at JP Morgan Chase Bank in Mumbai, India. With over 23 years of experience in the banking sector, he specializes in digital transformation and financial inclusion.
Work at IndusInd Bank
Pankaj Kulkarni serves as the Head of Payments & Technology Solutions at IndusInd Bank since 2019. In this role, he oversees a comprehensive portfolio that encompasses all payment products from the National Payments Corporation of India (NPCI) and the Institute for Development and Research in Banking Technology (IDRBT). His responsibilities include digital enablement, management of debit and credit cards, government banking, microfinance, ATM services, e-commerce, and communication technology. He also leads strategic initiatives such as Central Bank Digital Currency (CBDC) and digital banking, contributing to the bank's innovation in financial services.
Experience at JP Morgan Chase Bank
Pankaj Kulkarni has been with JP Morgan Chase Bank since 2014, holding the position of Vice President in Corporate & Investment Banking. His tenure at the bank spans a decade, during which he has developed a strong foundation in banking and financial services. Prior to this role, he worked as Assistant Vice President in the same division from 2011 to 2014. His experience at JP Morgan has equipped him with extensive knowledge in corporate finance and investment strategies.
Education and Expertise
Pankaj Kulkarni earned a Bachelor of Engineering (B.E.) degree from the University of Mumbai. He also holds an ITIL certification, which highlights his expertise in IT service management. His educational background, combined with over 23 years of experience in the banking and financial services sector, positions him as a knowledgeable leader in IT-enabled business transformation.
Professional Passion and Focus
Pankaj Kulkarni is passionate about advancing digital transformation and promoting financial inclusion within the banking industry in India. His focus on creating and implementing innovative, customer-centric technology solutions has led to positive impacts for both the bank and its stakeholders. His commitment to these areas reflects his dedication to enhancing the banking experience through technology.