Ramesh Pujari
About Ramesh Pujari
Ramesh Pujari is a Senior Vice President II and Head of Product for Consumer Credit Cards at IndusInd Bank, with over two decades of experience in the banking industry. He has held various leadership roles in prominent banks, focusing on consumer and commercial credit cards and digital lending.
Work at IndusInd Bank
Ramesh Pujari currently serves as Senior Vice President II and Head of Product - Consumer Credit Cards at IndusInd Bank. He has held this position since 2021, contributing to the bank's offerings in the consumer credit card segment. His role involves overseeing product development and strategy, focusing on enhancing customer experience and driving business growth within the credit card portfolio.
Education and Expertise
Ramesh Pujari earned a Master of Business Administration (MBA) from the Symbiosis Institute of Business Management, completing his studies from 1999 to 2001. He also holds a Bachelor of Commerce (B.Com.) from Garware College of Commerce, affiliated with Pune University, where he studied from 1996 to 1999. His educational background supports his extensive expertise in banking and finance.
Background in Banking
Ramesh Pujari has over two decades of experience in the banking industry, with a focus on consumer and commercial credit cards as well as digital lending. He began his career at ICICI Bank as a Senior Manager from 2005 to 2007. He then progressed through various roles at HDFC Bank and DBS Bank, where he held senior positions overseeing credit card products and consumer finance.
Career Progression at HDFC Bank
During his tenure at HDFC Bank, Ramesh Pujari held multiple key positions. He served as Vertical Head for Premium Consumer Credit Cards from 2007 to 2009, followed by roles as Vertical Head for EMI Products from 2009 to 2012, and as Vertical Head for Commercial Card Products from 2012 to 2014. He concluded his time at HDFC Bank as Unit Product Head for Consumer Credit Cards from 2014 to 2016.
Experience at DBS Bank
At DBS Bank, Ramesh Pujari worked as Vice President & Head of Product for Unsecured Lending and Credit Cards from 2016 to 2019. He later served as Senior Vice President for Consumer Finance & Digital Lending from 2020 to 2021. His roles at DBS Bank involved significant responsibilities in product management and digital innovation within the lending sector.