Ravi Loganathan
About Ravi Loganathan
Ravi Loganathan serves as the Zonal Credit Manager (South) for LAP Synergy at IndusInd Bank, where he has worked since 2013. He has a strong background in credit policy and portfolio risk management, with over a decade of experience in the financial sector.
Work at IndusInd Bank
Ravi Loganathan has been serving as the Zonal Credit Manager (South) for LAP Synergy at IndusInd Bank since 2013. In this role, he is responsible for managing credit risk associated with loan against property and home loan products. His extensive experience in the banking sector, particularly in credit policy and portfolio risk management, has contributed to his effectiveness in ensuring operations compliance and managing business risk within the organization.
Previous Experience in Credit Management
Prior to his current position, Ravi Loganathan held several key roles in credit management. He worked as an Area Credit Manager at Bajaj Finserv from 2010 to 2013, and as a Location Credit Manager at Barclays from 2008 to 2010. Additionally, he served as a Branch Credit Manager at Indiabulls Housing Finance Ltd from 2006 to 2008, and as a Credit Officer at IDBI Bank from 2001 to 2006. His diverse background in these roles has equipped him with a comprehensive understanding of credit risk management across various sectors.
Education and Expertise
Ravi Loganathan holds a Bachelor’s Degree in Commerce from the University of Madras, which he completed from 1998 to 2001. He furthered his education at the Institute of Cost Accountants of India, obtaining another Bachelor’s degree in Commerce from 2000 to 2004. He also earned a Master’s Degree in Finance from Loyola College between 2002 and 2004. Additionally, he completed a Senior Management Program in Organizational Leadership at the Indian Institute of Management, Calcutta, from 2015 to 2016. His educational background supports his specialization in credit policy and portfolio risk management.
Specialization in Credit Risk Management
Ravi Loganathan specializes in credit policy and portfolio risk management, with a strong focus on operations compliance and business risk. His expertise extends to managing credit risk for both SME and retail lending sectors. This specialization is evident in his current role at IndusInd Bank, where he handles loan against property and home loan products, ensuring that the bank's credit policies align with regulatory standards and risk management practices.