Sandeep Gupta
About Sandeep Gupta
Sandeep Gupta serves as the Senior Vice President and Head of Credit Policies and Compliance for the Consumer Bank at IndusInd Bank. He has extensive experience in credit risk management and digital lending strategies, having held various positions in notable financial institutions.
Work at IndusInd Bank
Sandeep Gupta currently serves as the Senior Vice President and Head of Credit Policies & Compliance for the Consumer Bank at IndusInd Bank. He has held this position since 2017, contributing to the bank's credit risk management strategies. Prior to his current role, he worked as the Assistant Vice President in Credit & Risk from 2010 to 2012 and as the Head of Credit Policy & Compliance from 2013 to 2017. His responsibilities include developing credit policies and ensuring compliance with regulatory standards.
Education and Expertise
Sandeep Gupta is a qualified Chartered Accountant, having studied at the Institute of Chartered Accountants of India from 1999 to 2002. He also holds a Certificate in Advanced Commercial Lending from the IFS School of Finance in London, which he completed from 2008 to 2009. His educational background is complemented by a Bachelor of Commerce degree from Kurukshetra University, achieved from 1998 to 2001. He possesses expertise in digital lending strategies and portfolio analytics, focusing on optimizing credit risk management.
Previous Experience in Banking
Before joining IndusInd Bank, Sandeep Gupta worked at Barclays Bank Plc as a Senior Manager in Credit & Risk from 2008 to 2010 in New Delhi. He also served at ICICI Bank Ltd as a Manager in Credit & Risk from 2004 to 2008. His experience in these roles has contributed to his comprehensive understanding of credit risk assessment and management within the banking sector.
Contributions to Credit Risk Assessment
During his tenure at IndusInd Bank, Sandeep Gupta developed scoring models for credit risk assessment, which play a crucial role in evaluating the creditworthiness of potential borrowers. His involvement in portfolio analytics further supports the optimization of credit risk management, ensuring that the bank maintains a balanced and sustainable lending portfolio.