Soumyadip Dutta
About Soumyadip Dutta
Soumyadip Dutta is a Credit Officer at IndusInd Bank with over 11 years of experience in credit verification and operations. He specializes in conducting due diligence, analyzing CIBIL scores, and maintaining management information systems related to non-performing assets.
Work at IndusInd Bank
Soumyadip Dutta has been employed at IndusInd Bank since 2013, serving as a Credit Officer for 11 years in the Kolkata Area, India. His responsibilities include conducting due diligence and legitimacy checks through various levels of KYC verification. He specializes in analyzing and interpreting CIBIL scores and data to assess customer credentials and exposure for both borrowers and co-borrowers. Additionally, he is responsible for credit verification in the Passenger Vehicle segment, ensuring payments to dealers are disbursed only after thorough checks.
Previous Experience at IndusInd Bank
Before his current role, Soumyadip Dutta worked at IndusInd Bank in the Anti-Corruption Cell from 2010 to 2013, where he gained three years of experience in operations and supervision. This role contributed to his understanding of compliance and operational integrity within the banking sector. His experience in both operational roles has equipped him with a comprehensive perspective on banking processes.
Education and Expertise
Soumyadip Dutta completed his education at C.M.S High School in Burdwan, West Bengal, from 1999 to 2003. His educational background laid the foundation for his career in banking and finance. Over the years, he has developed expertise in credit verification, KYC processes, and the analysis of financial data, particularly in relation to CIBIL scores.
Responsibilities and Reporting
In his current role, Soumyadip Dutta maintains various types of Management Information Systems (MIS), including monitoring NPA movement and business numbers. He regularly monitors NPA cases and coordinates with branches to resolve them, ensuring effective management of credit risks. His work contributes to the overall operational efficiency of the bank.