Swapnil Gawali
About Swapnil Gawali
Swapnil Gawali is an Assistant Vice President of Risk Analytics at IndusInd Bank, specializing in credit risk components. He has a background in statistics and has held various roles in risk analysis at Tata Consultancy Services, HDFC Bank, and IndusInd Bank since 2012.
Work at IndusInd Bank
Currently, Swapnil Gawali serves as the Assistant Vice President of Risk Analytics at IndusInd Bank. He has held this position since 2019, contributing to the bank's risk management strategies in the Mumbai area. In this role, he specializes in calculating credit risk components, including Probability of Default (PD) and Loss Given Default (LGD), which are essential for capital computation. His expertise in the Internal Rating Based (IRB) approach further supports the bank's efforts in determining capital requirements for credit risk.
Previous Experience at HDFC Bank
Before his current role at IndusInd Bank, Swapnil Gawali worked as a Risk Analyst at HDFC Bank from 2015 to 2017. During his two years in this position, he focused on analyzing and managing credit risk, contributing to the bank's overall risk assessment framework. His experience in this role laid the groundwork for his subsequent advancement in risk analytics.
Career at Tata Consultancy Services
Swapnil Gawali began his career as a Business Analyst at Tata Consultancy Services (TCS), where he worked from 2012 to 2015. His three years at TCS in Bangalore allowed him to develop a strong foundation in business analysis and analytics, which he later applied in the banking sector. This early experience contributed to his analytical skills and understanding of risk management.
Education and Expertise
Swapnil Gawali holds a Bachelor's Degree in Statistics from the University of Pune, which he completed from 2006 to 2008. He furthered his education by obtaining an M.Sc. in Statistics from the same university between 2009 and 2011. Additionally, he studied at the Department of Technology at Savitribai Phule Pune University, where he achieved another bachelor's degree. His educational background equips him with a solid understanding of statistical methods and risk analytics.
Analytical Skills and Tools
Swapnil Gawali possesses strong analytical skills and utilizes various tools to support his work in risk analytics. He is proficient in Angoss, FoxPro, SAS, SQL, and MS-Excel. His ability to communicate effectively with individuals at all organizational levels enhances his capability to collaborate on complex projects and present analytical findings.