Vinaykumar Ts
About Vinaykumar Ts
Vinaykumar Ts is the Head of Credit Strategy for Unsecured Assets at IndusInd Bank, a position he has held since 2021. He has over two decades of experience in the banking sector, having previously worked at YES BANK and HDFC Bank in various roles.
Current Role at IndusInd Bank
Vinaykumar Ts serves as the Head of Credit Strategy for Unsecured Assets at IndusInd Bank. He has held this position since 2021, contributing to the bank's strategic initiatives in the unsecured lending sector. His role involves overseeing credit policies and strategies to enhance the bank's offerings in unsecured assets, ensuring alignment with market trends and customer needs.
Previous Experience at YES BANK
Prior to his current role, Vinaykumar Ts worked at YES BANK as Group Executive Vice President from 2015 to 2017. During his tenure in the Mumbai Area, he was responsible for leading various credit-related initiatives, focusing on enhancing the bank's portfolio and operational efficiency in the competitive banking landscape.
Experience at HDFC Bank
Vinaykumar Ts has extensive experience at HDFC Bank, where he held multiple positions. He started as an Assistant Manager in Credit for Auto Loans from 2000 to 2001. He then progressed to Senior Vice President, serving from 2002 to 2015. His long tenure at HDFC Bank involved significant contributions to credit strategy and management.
Education and Expertise
Vinaykumar Ts holds an Engineer's Degree in Electrical and Electronics Engineering from the University of Mysore, which he completed from 1989 to 1993. He also earned a Post Graduate Diploma in Business Management (PGDBM) with a focus on Finance and Marketing from the SDM Institute of Management Development, studying from 1995 to 1997. His educational background supports his expertise in finance and strategic management.