Vishal Khosla
About Vishal Khosla
Vishal Khosla is a Senior Credit Analyst at Indusind Bank, where he has worked since 2016. He has extensive experience in credit analysis and management, having held various positions at Axis Bank and HDFC Bank over the years.
Current Role at IndusInd Bank
Vishal Khosla serves as a Senior Credit Analyst at IndusInd Bank, a position he has held since 2016. He is based in Gurgaon, Haryana, India. In this role, he is responsible for analyzing credit data and financial statements of clients to determine the risk involved in lending money. His expertise contributes to the bank's decision-making processes regarding credit approvals and risk management.
Previous Experience at Axis Bank
Vishal Khosla worked at Axis Bank in various capacities. He began as a Credit Analyst from 2012 to 2015, where he focused on assessing creditworthiness. He then advanced to the role of Credit Manager for SME from 2015 to 2016, overseeing credit operations for small and medium enterprises. His tenure at Axis Bank lasted a total of four years, concluding with a brief period as Senior Manager Credit-SME in 2016.
Experience at HDFC Bank
Prior to his time at Axis Bank, Vishal Khosla was employed at HDFC Bank. He served as a Relationship Manager from 2007 to 2010, managing client relationships and ensuring customer satisfaction. Following this role, he transitioned to Credit Manager from 2010 to 2012, where he was responsible for evaluating and approving credit applications. His experience at HDFC Bank spanned a total of five years.
Education and Qualifications
Vishal Khosla completed his Bachelor of Commerce degree, focusing on Finance, from B V M Sr Sec School, where he studied from 1987 to 2000. He furthered his education by obtaining a Master of Business Administration with a concentration in Accounting and Finance from Punjab Agricultural University, Ludhiana, between 2004 and 2006. His educational background provides a strong foundation for his career in finance and credit analysis.