Vrushali Gandhi
About Vrushali Gandhi
Vrushali Gandhi is a Credit Analyst with extensive experience in credit risk analysis for financial institutions. She holds a Bachelor's degree in Business Administration and a Master's degree in Finance, and has worked at Indusind Bank since 2016.
Work at IndusInd Bank
Vrushali Gandhi has been employed at IndusInd Bank as a Credit Analyst since 2016. In this role, she focuses on assessing credit risk and analyzing financial data to support lending decisions. Her position is based in Gurgaon, Haryana, India, where she has contributed to the bank's credit assessment processes for over eight years.
Education and Expertise
Vrushali Gandhi holds a Bachelor of Business Administration from Chatrapati Sahuji Maharaj Kanpur University, which she completed from 2004 to 2007. She furthered her education by obtaining a Master of Business Administration with a specialization in Finance from K.J. Somaiya Institute of Management Studies & Research between 2008 and 2010. Her academic background provides her with a strong foundation in financial principles and practices.
Background
Prior to her higher education, Vrushali Gandhi studied Commerce at R.A. Podar College of Commerce & Economics from 2002 to 2004. This early education in commerce laid the groundwork for her subsequent studies in business administration and finance, shaping her understanding of the financial sector.
Credit Risk Analysis Experience
Vrushali Gandhi possesses extensive experience in credit risk analysis, particularly within financial institutions such as banks, broker/dealers, and credit unions. Her expertise spans both the Indian and US markets, allowing her to navigate diverse regulatory environments and credit risk frameworks. She has a strong understanding of regulatory credit risk concepts, including the Basel Accord, capital adequacy ratios, and risk-weighted assets.
Financial Instruments Knowledge
Vrushali Gandhi has developed a comprehensive understanding of various financial instruments and banking products. Her expertise includes syndicated loans, term loans, bonds, and trading facilities. This knowledge enables her to effectively analyze and assess the creditworthiness of different financial products and their associated risks.