Yogesh Mishra
About Yogesh Mishra
Yogesh Mishra is a State Credit Manager at IndusInd Bank, with over 12 years of experience in credit management and financial services. He has previously worked at ICICI Bank and Reliance Infosystems, and holds a B.Sc. in Computer Applications and an MBA in Finance.
Current Role at IndusInd Bank
Yogesh Mishra serves as the State Credit Manager at IndusInd Bank, a position he has held since 2018. He operates in the Bhopal Area, India, where he leads a team of Credit Verification Officers responsible for processing loan proposals. His role includes preparing proposals for high-value trade advances for dealers and conducting training sessions for Sourcing teams and Credit Verification Officers on Retail agri policy and products. Additionally, he performs portfolio analysis and audits the quality of sourcing at the bank.
Previous Experience at ICICI Bank
Prior to his current role, Yogesh Mishra worked at ICICI Bank as a Branch Credit Manager for 12 years, starting in 2012. His tenure at the bank was based in Jabalpur, Madhya Pradesh. In this capacity, he was involved in credit management and played a significant role in overseeing credit operations within the branch.
Early Career at Reliance Infosystems
Yogesh Mishra began his professional career at Reliance Infosystems, where he worked as a Customer Service Executive (CSE) for a period of five months in 2006. This early experience contributed to his foundational skills in customer service and operational management.
Educational Background
Yogesh Mishra completed his Bachelor of Science degree with a focus on Computer Applications at St. Aloysius College in Jabalpur. He also holds a Master of Business Administration (MBA) in Finance and Financial Management Services, which he obtained from AIBM between 2012 and 2014. Additionally, he completed his secondary education at Saraswati H S School in Ganga Nagar, Garha, achieving his 12th grade.
Professional Skills and Responsibilities
In his current role, Yogesh Mishra is responsible for preparing high-value trade advance proposals and ensuring quality legal reports by collaborating with empanelled lawyers. He also conducts training sessions for teams involved in sourcing and credit verification, enhancing their understanding of retail agricultural policies and products. His expertise in portfolio analysis and auditing contributes to the overall efficiency and effectiveness of credit operations at IndusInd Bank.