United Community
United Community offers a comprehensive suite of personal and business banking services through its mobile app and network of branches across several states, with a strong focus on customer satisfaction and community impact.
Personal Banking Services
United Community offers a comprehensive range of personal banking services designed to meet various financial needs. Customers can open checking accounts, savings accounts, and certificates of deposit (CDs). The bank also provides money market accounts, health savings accounts, and credit card services. These services are accessible through the mobile app available on both iOS and Android platforms, ensuring convenience and accessibility for all users.
Business Banking Solutions
United Community provides a wide array of business banking solutions to support the financial health and growth of businesses. These include business checking and savings accounts, business certificates of deposit, and money market accounts. Companies can also benefit from business credit card services. The bank's specialized lending options cover SBA lending, USDA lending programs, equipment lending, asset-based lending, renewable energy, non-profit lending, syndicated and participated loans, builder finance, franchise financing, and senior care lending.
Digital and Mobile Banking Features
United Community offers advanced online and mobile banking services that include essential features for customer convenience and security. These features include alerts and notifications, Zelle for quick transfers, bill pay, eStatements, and My Money Manager to track expenses. Customers can also use card controls, text banking, and digital support guides to manage their accounts securely. The mobile app is available on iOS and Android, facilitating easy access to banking services on-the-go.
Mortgage Services
United Community provides a range of mortgage services aimed at helping individuals secure, maintain, and improve their homes. The bank offers home loans, refinancing options, home construction loans, and down payment assistance. These services are designed to cater to both new homebuyers and existing homeowners looking to refinance or construct new homes.
Wealth Management Services
United Community offers extensive wealth management services to assist clients in achieving their financial goals. Services include financial planning, investment management, and retirement planning. The bank's wealth management team works closely with clients to develop personalized strategies that align with their unique financial needs and long-term objectives.
Branch Network
United Community operates a widespread network of branches and ATMs across several states, including Alabama, Florida, Georgia, North Carolina, South Carolina, and Tennessee. This extensive network ensures that customers have easy access to banking services in their communities. The bank also provides a robust set of digital resources to support customers' online and mobile banking needs.