Acima
Acima offers flexible lease-to-own solutions for various products, allowing customers to shop at thousands of retailers without requiring perfect credit.
Acima Lease-to-Own Solutions
Acima provides lease-to-own solutions for various products such as furniture, electronics, appliances, tires, and more. Customers can shop at thousands of retailers both online and in-store without the need for perfect credit. The lease-to-own agreements typically offer 12 months to ownership if all scheduled payments are made. Acima's lease approval amounts range from $300 to $5,000, with items costing at least $300 each.
Flexible Payment Options
Acima offers flexible payment options scheduled with the customer's payday, making it easier for clients to manage their finances. Customers also have the opportunity to take advantage of early purchase savings, allowing them to purchase their items at a discount if they choose to buy early. Additionally, Acima provides hassle-free returns for items in good condition with no further obligation.
Acima Mobile Application
The Acima mobile app enhances the customer experience by allowing them to apply, shop, and manage their lease agreements from their mobile devices. The app supports seamless end-to-end lease-to-own customer experiences. Through the app, customers can shop online or in stores, and manage their accounts effectively. Acima's eCommerce solution also includes scannable QR codes and self-service kiosks for in-store lease agreements.
Acima Retail Partnerships
Acima partners with over 15,000 retail locations, offering exclusive lease-to-own options with several key partners. These partnerships include Levin Furniture & Mattress, iFIT, Big Brand Tire and Service, and Hank’s Fine Furniture. Acima also released a Shopify app to simplify retailer integration. This extensive partner network enables Acima to provide lease-to-own solutions to a wide range of customers across various retail sectors.
Acima and Rent-A-Center Acquisition
Acima was acquired by Rent-A-Center for its virtual lease-to-own platform, which enhances Rent-A-Center's ability to offer digital lease solutions. This acquisition leverages Acima’s technology, which includes features like scannable QR codes and self-service kiosks, allowing Rent-A-Center to provide a more robust and seamless end-to-end lease-to-own experience for its customers.