American Credit Acceptance
American Credit Acceptance, based in Spartanburg, South Carolina, manages over $3 billion in assets and provides financing solutions across all 50 states.
Company Overview
American Credit Acceptance manages more than $3 billion in assets and has its headquarters in Spartanburg, South Carolina. The company employs over 1,000 associates and partners with over 2,500 dealers across the United States. Accredited with the Better Business Bureau, ACA established a strong reputation in the automotive financing industry.
Services
American Credit Acceptance provides financing solutions for emerging credit consumers in all 50 states. The company offers various finance programs tailored for franchise, independent, motorcycle, and Buy-Here-Pay-Here (BHPH) dealerships. Additionally, through Spartan Financial Partners, ACA provides capital solutions like Lines of Credit and Bulk Purchases.
Industry Partnerships
American Credit Acceptance has successful relationships with some of the largest new and used car automotive retail groups in the United States. The company's wide network includes partnerships with over 2,500 dealers, highlighting its extensive reach and influence in the automotive industry.
Sector
American Credit Acceptance operates within the financial services sector, specifically focusing on automotive financing. The company serves emerging credit consumers by providing them with the opportunity to purchase vehicles through tailored financing programs. Its services support both franchise and independent dealerships, as well as niche markets such as motorcycle and BHPH dealerships.