American Express
American Express offers a wide range of financial products and services, including personal and business banking, various credit cards, high-yield savings accounts, travel services, and financial tools.
Personal Banking Services
American Express offers a variety of personal banking services including personal loans and personal checking accounts. In addition, they provide high-yield savings accounts and certificates of deposit (CDs). These banking services are designed to meet the financial needs of individual customers, offering a range of benefits and features to help manage personal finances effectively.
Business Banking Solutions
American Express provides comprehensive business banking services tailored for various business needs. This includes business checking accounts and business lines of credit. They also offer an array of business credit cards and corporate cards, which are designed to help businesses manage expenses and access credit solutions. Their merchant services, including payment processing and support, further aid businesses in handling transactions efficiently.
Credit Cards
American Express offers a wide range of credit cards catering to personal, business, and corporate needs. These cards come with various benefits including rewards programs and exclusive offers. Personal credit cards might offer travel benefits, cash back, or points through the Membership Rewards® program. Business and corporate cards are designed to optimize business spending, providing tools and resources for expense management and rewards for business-related purchases.
Travel Services and Benefits
American Express provides extensive travel services including booking flights, hotels, cruises, and car rentals. Exclusive travel benefits are available through programs like Fine Hotels + Resorts® and The Hotel Collection, offering perks such as complimentary daily breakfast and room upgrades. Additional services include travel insurance, car rental insurance, and a Global Assist Hotline for travel-related assistance. The Travel Help Center provides valuable resources for trip planning.
Financial Tools and Education
American Express offers a suite of financial tools designed to support and educate customers. This includes access to FICO® Scores and Insights and CreditSecure® for credit monitoring. They also provide the Credit Intel – Financial Education Center for resources and information that help customers improve their financial literacy. These tools and educational resources are intended to help individuals manage their credit and overall financial health more effectively.
Supplier Diversity Program
American Express supports diverse suppliers through its Supplier Diversity program. This initiative is aimed at providing opportunities for diverse-owned businesses to work with American Express. By fostering an inclusive supply chain, American Express helps promote growth and development among diverse business communities. The program reflects their commitment to diversity and inclusion in business practices.