Applied Data Finance
Applied Data Finance (ADF) is a consumer lending company that uses AI and rich datasets to offer personalized loans with fair terms, focusing on financial inclusion.
Company Overview
Applied Data Finance is a company specializing in consumer lending. It offers a platform that provides access to credit under fair and responsible terms. The company's ethos is built around financial inclusion and the principle of mutual success with customers.
Technology and Operations
Applied Data Finance leverages rich datasets and artificial intelligence to develop real-time, scalable credit decisioning systems. Their AI models aim to be more predictive than industry benchmarks, enhancing the accuracy and reliability of credit assessments. These predictive performances are evaluated using the Kolmogorov-Smirnov (KS) statistic on the ADF portfolio.
Financial Services
The company provides tailored personal loan options. These loans come with rates and terms personalized to match each customer's unique financial situation. This approach ensures that the credit offered is both fair and suited to individual needs.
Commitment to Financial Inclusion
Applied Data Finance is committed to promoting financial inclusion. The company's business model operates on the principle of succeeding only when customers succeed. This commitment ensures that their lending practices are designed to support the financial well-being of their clients.