Abhay Jain

Credit Manager @ AU SMALL FINANCE BANK

About Abhay Jain

Abhay Jain is a Credit Manager with extensive experience in risk assessment and credit underwriting, particularly in the mortgage industry. He has held positions at various financial institutions, including AU Small Finance Bank and Indiabulls Housing Finance Ltd.

Work at AU SMALL FINANCE BANK

Abhay Jain has been serving as a Credit Manager at AU Small Finance Bank since October 2020. In this role, he focuses on credit underwriting, particularly for Home Loans (HL) and Loan Against Property (LAP). His responsibilities include assessing creditworthiness and managing risk associated with lending.

Education and Expertise

Abhay Jain holds a Bachelor of Commerce (B.Com.) degree from Delhi University, which he completed from 2010 to 2013. He further pursued a Post Graduate Diploma in Management (PGDM) with a focus on Finance at Jagan Institute of Management Studies from 2014 to 2016. His educational background supports his expertise in risk assessment and credit underwriting.

Background

Abhay Jain has accumulated over four years of experience in the mortgage industry. Prior to his current position, he worked in various roles related to credit management. His career includes positions such as Branch Credit Manager at Indiabulls Housing Finance Ltd from 2016 to 2018, and Risk Manager at IIFL from 2019 to 2020.

Achievements in Risk Assessment

In his professional journey, Abhay Jain has developed skills in risk assessment of portfolios. This involves analyzing potential risks and collaborating with rating agencies to share necessary data. His experience in this area enhances his effectiveness in credit management.

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