Josh Sober
About Josh Sober
Josh Sober serves as a Director at Clover Health, where he has worked since 2021. He has extensive experience in actuarial consulting, having held various roles at Oliver Wyman Actuarial Consulting and Assurant Health.
Work at Clover Health
Josh Sober has been serving as a Director at Clover Health since 2021. In this role, he directs the monthly and quarterly estimates of medical expenses specifically for the Medicare Advantage and Direct Contracting lines of business. He also leads the actuarial reserving and valuation function to ensure compliance with the Sarbanes-Oxley Act (SOX) and to maintain accurate financial reporting.
Experience at Oliver Wyman Actuarial Consulting
Prior to his current position, Josh Sober worked at Oliver Wyman Actuarial Consulting for a total of seven years, from 2005 to 2021. His roles included Consultant from 2005 to 2008, Senior Consultant from 2009 to 2013, and Principal and Consulting Actuary from 2014 to 2021. During his tenure, he oversaw gross margin forecasting on an interim basis in 2021 to support external guidance, ORSA filing, and budget needs.
Education and Expertise
Josh Sober studied at Michigan State University from 1995 to 2000, where he gained foundational knowledge in actuarial science. His educational background supports his extensive experience in the actuarial field, particularly in financial reporting, forecasting, and compliance.
Previous Role at Assurant Health
Before joining Oliver Wyman, Josh Sober worked as an Actuary at Assurant Health from 2001 to 2005. This role contributed to his development in actuarial practices and provided him with insights into the health insurance industry.