Derek Chu
About Derek Chu
Derek Chu serves as a Senior Staff Trust and Safety Analyst at Credit Karma, where he has worked since 2017. He integrates fraud and abuse protections into products while collaborating with various teams to balance security and business needs.
Work at Credit Karma
Derek Chu has been employed at Credit Karma since 2017, serving as a Senior Staff Trust and Safety Analyst. In this role, he collaborates with Product and Engineering teams to integrate fraud and abuse protections into various Credit Karma products. His responsibilities include balancing security measures with business requirements, ensuring that the company's offerings remain secure while meeting user needs. He employs a hands-on approach to implement and manage fraud systems and processes, contributing to the overall safety of the platform.
Education and Expertise
Derek Chu earned a Bachelor of Arts degree in Accounting from San Francisco State University, where he studied from 1986 to 1990. His academic background in accounting provides a strong foundation for his work in fraud prevention and analysis. His expertise is further enhanced by his extensive experience in law enforcement and fraud investigation.
Background
Before joining Credit Karma, Derek Chu retired as a Special Agent with the IRS, focusing on Criminal Investigation and Homeland Security Investigations. This experience equipped him with a deep understanding of fraud detection and prevention, which he applies in his current role. His background in law enforcement complements his analytical skills, allowing him to effectively address security challenges within the organization.
Achievements
In his position at Credit Karma, Derek Chu develops effective metrics to measure performance and test fraud prevention rules, models, and methodologies. His work involves collaborating with diverse teams across the organization to ensure comprehensive fraud protection. Through these initiatives, he contributes to the ongoing enhancement of Credit Karma's security measures.