Girish Balasubramanian

VP Product Management @ Credit Karma

About Girish Balasubramanian

Girish Balasubramanian is the VP of Product Management at Credit Karma, with extensive experience in product management and technology across various companies, including PayPal and Western Union. He holds degrees from Caltech and the University of California, Berkeley, and specializes in behavioral economics and digital transformation.

Current Role at Credit Karma

Girish Balasubramanian serves as the Vice President of Product Management at Credit Karma since 2022. In this role, he is responsible for overseeing product strategy and development, leveraging his extensive experience in product management. His focus includes enhancing user experience and driving product innovation within the company.

Previous Experience in Product Management

Girish Balasubramanian has held various significant positions in product management across multiple organizations. He worked at PayPal in several roles, including Director of Payment Portfolio Management and Global Head of Payments Products. He also served as General Manager at Western Union and held a position at Stripe, focusing on Payment Methods Product Management. His career spans over two decades, showcasing his expertise in managing product teams and driving digital transformation.

Educational Background

Girish Balasubramanian has a strong academic foundation. He earned a Bachelor of Science degree in Physics from the California Institute of Technology (Caltech). He further advanced his education at the University of California, Berkeley, where he obtained a Master of Science degree with a focus on Information Theory, Stochastics, and Neuroscience.

Expertise in Behavioral Economics

Girish Balasubramanian is a student of behavioral economics and persuasive communication techniques. This knowledge informs his approach to product management, enabling him to create products that effectively meet user needs and drive engagement. His expertise also extends to digital transformation and developer tools, enhancing his ability to lead product initiatives.

Career Timeline

Girish Balasubramanian's career includes various roles in notable companies. He began as a Consultant at Strategic Decisions Group from 1997 to 1999. He then held multiple positions at PayPal from 2005 to 2011, followed by a tenure at Western Union from 2012 to 2018. He also worked at Finix as VP of Product and Data from 2019 before joining Credit Karma in 2022.

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