Ryan Graciano
About Ryan Graciano
Ryan Graciano serves as the Chief Technology Officer at Credit Karma, where he has worked since 2007. He has played a significant role in the company's growth and innovation in the consumer finance sector.
Work at Credit Karma
Ryan Graciano has served as the Chief Technology Officer (CTO) at Credit Karma since 2007. In this role, he has been pivotal in establishing Credit Karma as a significant disruptor in the consumer finance sector. His leadership has been instrumental in scaling the platform to accommodate over 100 million members. Graciano emphasizes autonomy within teams, promoting a culture that values context over authority. He focuses on agile experimentation and collaboration among engineering teams, which has contributed to the company's innovative approach.
Previous Experience at IBM OmniFind
Before joining Credit Karma, Ryan Graciano worked at IBM OmniFind as a Software Engineer. His tenure at IBM lasted from 2004 to 2007, during which he held various positions for a total of approximately two years and ten months. His experience at IBM provided him with a solid foundation in software engineering, which he later applied in his role at Credit Karma.
Education and Expertise
Ryan Graciano earned a Bachelor of Science degree in Computer Science from the Georgia Institute of Technology, where he studied from 2000 to 2004. His educational background has equipped him with the technical skills and knowledge necessary for his role as CTO. Graciano's expertise lies in software engineering and technology leadership, which he has effectively utilized to drive innovation at Credit Karma.
Leadership Philosophy
Ryan Graciano advocates for a leadership style that prioritizes autonomy within his organization. He believes in guiding teams by providing context rather than exerting authority. This approach fosters a collaborative environment where team members can experiment and innovate. Graciano's focus on agile methodologies has helped shape the engineering culture at Credit Karma, encouraging continuous improvement and adaptability.