Richard Kirk
About Richard Kirk
Richard Kirk serves as the Vice President of Operations at Customers Bank, bringing extensive experience in risk assessment and mortgage loan analysis. He has held various managerial roles in the financial sector, focusing on operations management and compliance.
Current Role at Customers Bank
Richard Kirk serves as Vice President of Operations at Customers Bank, a position he has held since 2013. He operates from Hamilton, NJ, where he oversees various operational functions. His responsibilities include managing corporate governance, compliance, and underwriting processes. Kirk's role emphasizes expense control and the hiring and training of staff, ensuring that the operations team meets the bank's objectives efficiently.
Previous Experience in Mortgage Operations
Prior to his current role, Richard Kirk accumulated extensive experience in the mortgage industry. He worked as Operations Manager at Freedom Mortgage for three months in 2013. He also held the position of Region Loan Underwriting Manager/AVP at World Savings for ten years, from 1993 to 2003. Additionally, he served as Operations Manager at Platinum Group Services from 2009 to 2011 and as Vice President/Senior Division Manager at Wachovia from 2006 to 2008.
Educational Background
Richard Kirk has a solid educational foundation in economics and philosophy. He studied at Rutgers University, where he earned a Bachelor of Arts in Economics from 1987 to 1990. He furthered his education at Villanova University, achieving a Master of Arts in Philosophy from 1991 to 1993. He also attended the United States Air Force Academy for one year, focusing on economics.
Expertise in Risk Assessment and Fraud Investigation
Kirk possesses extensive expertise in risk assessment, particularly in analyzing credit, income, and collateral for mortgage loans. He has a background in fraud investigation within the financial sector, which enhances his ability to manage risks effectively. His skills in operations management and compliance contribute to his proficiency in maintaining high standards in the mortgage industry.
Leadership and Team Management Skills
Richard Kirk demonstrates strong leadership capabilities, with a proven ability to motivate teams and achieve results. He emphasizes integrity and outstanding customer service in his management approach. His strong presentation and training skills enable him to engage and inspire diverse teams, fostering a collaborative work environment.