Deans & Homer
Deans & Homer is a small insurance company founded in 1856, headquartered in San Francisco, California. The company specializes in small commercial property insurance, underwriting, claims, and risk management, offering comprehensive coverage tailored to evolving market needs.
Company History
Deans & Homer was founded in 1856, establishing a long-standing presence in the insurance industry. Over the years, the company has evolved to meet the changing needs of the market while maintaining its commitment to providing specialized insurance solutions.
Insurance Services Offered
Deans & Homer specializes in various insurance services, including small commercial property insurance, inland marine coverage, and personal lines. The company provides comprehensive coverage for small to medium-sized risks, focusing on property and liability exposures. It offers tailored solutions such as the Tenant Protection Program and community-based renters insurance.
Specialties in Underwriting and Claims
The company has expertise in underwriting and claims handling, combining efficiency with adaptability to market needs. Deans & Homer positions teams locally in the territories they serve, enhancing their ability to assist insureds and agents effectively. This approach contributes to their high Net Promoter Score of 78.
Coverage and Product Offerings
Deans & Homer provides a range of coverage options, including property limits from $15,000 to $75,000 and liability limits starting at $100,000. The company offers a Premier Building Owner’s Package Policy, business personal property coverage, and rental dwelling coverage for tenant-occupied properties, excluding California.
Operational Footprint
The company operates in multiple states, including California, Michigan, Nevada, Oregon, and Washington, and is licensed to offer various products in these regions. Deans & Homer also provides select products in states such as Arizona, Illinois, Indiana, New Mexico, Ohio, and Wisconsin, ensuring a broad reach for its insurance services.