David Ramirez, Cfa
About David Ramirez, Cfa
David Ramirez is the Co-Founder and Chief Investment Officer at ForUsAll, Inc., where he has worked since 2012. He is a recognized expert in 401(k) plans with over 20 years of experience and aims to make retirement savings accessible for small business employees.
Work at ForUsAll
David Ramirez serves as the Co-Founder and Chief Investment Officer at ForUsAll, Inc., a position he has held since 2012. Based in the San Francisco Bay Area, he has dedicated over a decade to the company, focusing on making retirement savings more accessible for small business employees. His work aims to address the significant gap in 401(k) plan offerings among small businesses, with a mission to simplify the process and reduce costs associated with these plans.
Education and Expertise
David Ramirez graduated from the University of California, Berkeley. He is a recognized expert in the 401(k) field, possessing over 20 years of experience in various retirement plan structures, including ERISA, cash balance plans, and ESOPs. His educational background and extensive expertise contribute to his role in advocating for affordable retirement solutions for small businesses.
Background
Prior to his tenure at ForUsAll, David Ramirez worked at Financial Engines as a Senior Portfolio Manager from 2004 to 2012. During this time, he played a key role in managing over $50 billion in 401(k) assets. His earlier experience includes a position as a Financial Analyst at Sanli Pastore & Hill, Inc. from 2001 to 2004. This diverse background in financial management and analysis has shaped his approach to retirement planning.
Achievements
Throughout his career, David Ramirez has focused on addressing the challenges faced by small businesses regarding retirement savings. He advocates for reducing the costs of 401(k) plans and simplifying the process to make it less burdensome for employers. His efforts aim to ensure that more employees of small businesses have access to retirement savings options, thereby enhancing their financial security.