Derek Watty

Vice President • Lead Credit Analyst @ Fulton Bank

About Derek Watty

Derek Watty serves as the Vice President and Lead Credit Analyst at Fulton Bank, where he has worked since 2022. He has extensive experience in credit analysis and portfolio management, having held various positions at several banks over the past years.

Work at Fulton Bank

Derek Watty currently serves as Vice President and Lead Credit Analyst at Fulton Bank, a position he has held since 2022 in Lancaster, Pennsylvania. In this role, he is responsible for overseeing credit analysis and managing credit risk. Prior to this, he worked at Fulton Bank as a Regional Senior Credit Analyst from 2008 to 2012 and as a Middle Market Portfolio Manager from 2013 to 2017. His extensive experience at Fulton Bank highlights his long-standing commitment to the organization.

Previous Experience in Banking

Before joining Fulton Bank in his current role, Derek Watty held several key positions in the banking sector. He worked at First Horizon Bank as Vice President and Senior Corporate Portfolio Manager for one year in Raleigh, North Carolina, from 2020 to 2021. He also served as Vice President and Middle Market Portfolio Manager at M&T Bank from 2017 to 2020 in Cherry Hill, New Jersey. Additionally, he was an Assistant Vice President and Small Business Underwriter at TD for eight months in 2012 to 2013.

Education and Expertise

Derek Watty earned a Bachelor of Science (BS) degree from Rowan University. His educational background provides a solid foundation for his career in finance and credit analysis. His expertise spans various roles in credit management and portfolio analysis, contributing to his effectiveness in his current position.

Career Timeline

Derek Watty's career in banking spans over a decade, with various roles that reflect his growth in the industry. He began his tenure at Fulton Bank in 2008, progressing through different positions until 2017. After a brief stint at TD, he continued his career at M&T Bank and First Horizon Bank before returning to Fulton Bank in 2022. His career trajectory demonstrates a focus on credit analysis and portfolio management.

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