Guideline
Guideline is a company that offers a variety of retirement plans, including 401(k), SEP IRA, Traditional IRA, and Roth IRA, with low fees and a mobile app for easy management.
Retirement Plans Offered by Guideline
Guideline provides a variety of retirement plans tailored to fit different needs. These include 401(k), SEP IRA, Traditional IRA, and Roth IRA options. The company aims to offer comprehensive retirement savings solutions suitable for a wide range of individuals and organizations. With these diverse retirement options, Guideline ensures that both employees and employers can find a plan that meets their specific requirements.
Customizable Retirement Plans for Companies
Guideline specializes in creating customizable retirement plans for companies of all sizes. Whether a small business or a large corporation, the company designs retirement solutions that can be tailored to meet the distinct needs of each organization. This flexibility helps companies provide their employees with suitable and beneficial retirement plans, thereby enhancing their overall benefits package.
Integration with Payroll Providers
Guideline integrates seamlessly with top payroll providers to streamline the setup and management of 401(k) plans. This integration simplifies the administrative process for employers, making it easier to offer and manage retirement benefits. The synchronization between payroll systems and retirement plans helps ensure accuracy and efficiency in contributions and record-keeping.
Professionally Designed and Automatically Rebalanced Portfolios
Guideline's investment portfolios are professionally designed to cater to various risk tolerances and financial goals. These portfolios are also automatically rebalanced to maintain the desired asset allocation. This approach minimizes the need for manual intervention by investors, thus providing a hassle-free and efficient way to manage retirement investments.
Mobile App for 401(k) Plan Management
Guideline offers a mobile app that allows users to manage their 401(k) plans conveniently. With this app, users can set up, update, and optimize their retirement plans anytime and anywhere. The app enhances accessibility and ensures that users can stay on top of their retirement planning with ease.
Competitive Fees Structure
Guideline charges no transaction fees for rollovers, loans, distributions, or plan wind-downs, ensuring cost efficiency for its users. Additionally, the total fees for managed portfolios offered by Guideline are up to 7x less than the industry average. This competitive fee structure allows individuals and companies to maximize their retirement savings without incurring excessive costs.
Customer Support for Retirement Planning
Guideline provides live customer support to assist with retirement planning and account management. Users can access help and guidance from knowledgeable support staff, ensuring that they have the assistance needed to manage their retirement plans effectively. This dedicated support aims to enhance the overall user experience and offer peace of mind.