Horace Mann
Horace Mann offers a range of insurance products, retirement solutions, and specialized programs tailored for educators, including financial wellness workshops and student loan solutions.
Insurance Products
Horace Mann offers an extensive range of insurance products including auto, home, renters, personal umbrella liability, life, and supplemental insurance. These insurance options cater to a broad spectrum of needs, ensuring customers can safeguard their personal and professional assets effectively. Additional coverages provided include emergency road service, rental reimbursement, scheduled personal property, replacement cost insurance, underground service line coverage, and water backup coverage.
Financial and Retirement Solutions
Horace Mann provides comprehensive financial and retirement solutions tailored for educators. These include 403(b), 457(b), and IRAs, along with 529 College Savings Plans to aid families in saving for higher education expenses. The company also offers a no-cost Student Loan Solutions program to assist educators in navigating student loan forgiveness and managing their debt. Investment management services are available through partnerships with BNY Mellon Advisors and other financial institutions.
Educator Advantage® Program
The Educator Advantage® program by Horace Mann offers additional benefits and coverages for educators at no extra cost. This bespoke program is designed to acknowledge and support the unique needs of educators, providing them with enhanced insurance options and financial benefits. Services under this program include identity fraud advocacy, financial wellness workshops, webinars, and exclusive savings on home security systems in partnership with SimpliSafe.
Partnerships and Resources for Educators
Horace Mann has established partnerships and resources to further support educators. The company collaborates with DonorsChoose to help educators secure funding for classroom resources and runs various financial education initiatives. Additionally, Horace Mann offers a variety of recognition programs such as the Crystal Apple Award, Outstanding School Employee Award, and Mugs and Kisses Award to honor outstanding contributions by educators. Financial education resources and tools are provided to help educators plan for retirement and manage their finances effectively.
Digital Tools and Mobile App
Horace Mann provides a suite of digital tools and a user-friendly mobile app designed to enhance customer experience. The app allows users to view insurance coverages, ID cards, billing information, and report claims easily. This digital offering ensures that customers have access to essential information and services at their fingertips, promoting convenience and efficiency in managing their insurance and financial needs.