Kapital Bank
Kapital Bank is a fintech company based in Mexico City, focusing on providing comprehensive cash management solutions and credit products for SMBs across Latin America.
Services
Kapital Bank offers a comprehensive cash management solution for small and medium-sized businesses (SMBs) in Latin America. Their service portfolio includes debit and credit solutions, a 24/7 multi-treasury system, payroll and services payment, wires, a corporate expenses dashboard, prepaid cards, and automated invoicing solutions. They also provide financial advisory through 'Kapital IA', an AI-powered tool for strategic decision-making.
Products
Kapital Bank's product lineup features 'Crédito FLEX', a revolving credit product designed for supplier payments, and 'Crédito PyME', which offers immediate liquidity to accelerate business growth. They also provide corporate credit cards, including a general credit card and a corporate expense card. These products and tools help SMBs manage their finances efficiently and strategically.
History
Kapital Bank was launched in January 2022 and participated in the Y Combinator W22 batch. As an early-stage fintech company, Kapital Bank aims to serve SMBs in Latin America with data-driven financial solutions. Since its inception, the company has expanded its reach to serve businesses both locally in Mexico and across Latin America, including offering remote services.
Sector
Kapital Bank operates within the fintech industry, specifically targeting small and medium-sized businesses (SMBs) in Latin America. Their focus is on providing innovative financial solutions that streamline operations, manage expenses, and optimize business processes. As a data-driven neobank, they aim to facilitate and centralize the financial operations of SMBs in the region.
Locations
Kapital Bank is based in Mexico City, CDMX, Mexico, and serves businesses across Mexico and Latin America. They offer their services remotely and partly remotely, making their solutions accessible to a broader range of SMBs. This geographic flexibility enables them to cater to the diverse needs of businesses in various locations.