Abiola Emmanuel Olonade
About Abiola Emmanuel Olonade
Abiola Emmanuel Olonade is an Associate in Global Credit at M-KOPA, with extensive experience in credit risk management and analytics. He has held various positions in notable financial institutions, including Union Bank of Nigeria and Renmoney, and holds an MBA from the University of Lagos.
Current Role at M-KOPA
Abiola Emmanuel Olonade serves as an Associate in Global Credit at M-KOPA, a position he has held since 2022. In this role, he leads and supports credit initiatives across various markets, with a particular emphasis on fraud and collections analytics. His responsibilities include providing strategic leadership in Credit Risk and Portfolio Analytics, focusing on maximizing profit while mitigating risk.
Previous Experience in Credit Administration
Prior to his current role, Olonade worked at Renmoney as Head of Credit Administration for four months in 2021 and 2022. He also held the position of Risk Manager in Financial Services at TradeDepot for ten months from 2020 to 2021. His experience includes a significant tenure at Union Bank of Nigeria, where he worked in various capacities, including Systems and Projects Manager in Credit Administration and Credit Risk Management from 2013 to 2015, and Team Lead for Risk Analytics and Modelling from 2017 to 2020.
Educational Background
Olonade holds a Master of Business Administration (MBA) in Finance from the University of Lagos, which he completed from 2016 to 2019. He also earned a Bachelor of Technology (BTech) in Computer Science and Engineering from Ladoke Akintola University of Technology, where he studied from 2004 to 2009. His educational background supports his expertise in credit risk management and analytics.
Expertise in Credit Risk Management
Abiola Emmanuel Olonade has developed expertise in empirical scorecard design and decision engines, which contribute to effective loan originations and management. He has a strong focus on leveraging big data analytics and lending automation to create profitable lending portfolios. His demonstrated history in the banking industry includes specialization in Retail and SME Credit Risk.
Career Development in Banking
Olonade began his career in banking as a Customer Service Representative during his National Youth Service Corps (NYSC) at Wema Bank Plc from 2010 to 2011. Over the years, he has progressed through various roles, including Retail Portfolio Manager for Retail Risk at Union Bank of Nigeria from 2015 to 2017. His career reflects a continuous development in credit risk and portfolio management.