Marqeta
Marqeta provides a modern card issuing platform with open APIs, supporting various card types and digital wallets, and offering tools for real-time transaction management and embedded finance solutions.
Services
Marqeta provides a modern card issuing platform with open APIs that facilitate the creation, distribution, and management of various types of cards. This includes credit, debit, prepaid, and virtual cards. Marqeta supports digital wallets and tokenization to ensure secure payments and offers features like Just-in-Time (JIT) Funding for real-time transaction authorization and funding. The platform also provides dynamic spend controls, enabling precise limitations on where and how cards can be used. Additionally, Marqeta offers a comprehensive Marqeta Dashboard for managing card programs and viewing real-time data.
Products
Marqeta offers a diverse range of products including physical and virtual credit, debit, and prepaid cards. The platform supports instant issuance of virtual cards, allowing for immediate use. Marqeta for Banking provides embedded finance solutions, enabling services like direct deposit, early pay, and fee-free ATM access. Additionally, Marqeta provides PCI-compliant widgets for secure handling of sensitive card data, crypto card solutions for cryptocurrency transactions, and tools for small business lending, including instant loan disbursement via virtual cards.
Technology Solutions
Marqeta's technology solutions include open APIs and webhooks that enable integration with a variety of applications. The platform supports real-time decisioning to approve or decline transactions based on custom rules. Marqeta also offers a developer portal with sandbox environments for testing and simulating transactions. Data insights and reporting tools on the platform allow for detailed analysis of transaction patterns and compliance. Additionally, Marqeta provides solutions for managing risk and compliance throughout the cardholder lifecycle.
Industries Served
Marqeta serves a wide array of industries including digital banking, expense management, insurance, and online travel. The platform's versatility supports crypto card solutions, enabling users to earn and spend cryptocurrency. Marqeta also provides tools tailored for small business lending and supports instant loan disbursement via virtual cards. The company's global reach is enhanced through partnerships with global card networks, allowing for card programs in multiple countries.
Dashboard and Management Tools
Marqeta offers a robust Marqeta Dashboard that allows users to manage card programs and access real-time data. The platform provides customizable features for issuing and managing both physical and virtual cards. It includes tools for dynamic spend controls and secure handling of card data. Marqeta's management tools are designed to provide comprehensive oversight and control over card utilization, compliance, and risk management.