Steve Liou
About Steve Liou
Steve Liou is the Director of Long-Term Care Valuation at Mutual of Omaha, where he has worked since 2020. He specializes in the valuation of long-term care insurance products and has extensive experience in enhancing valuation processes across various companies.
Current Role at Mutual of Omaha
Steve Liou serves as the Director of Long-Term Care (LTC) Valuation at Mutual of Omaha. He has held this position since 2020, contributing to the organization from Atlanta, Georgia. In this role, he focuses on improving current processes and understanding how workflow impacts other business units. His expertise in long-term care insurance products plays a critical role in shaping the valuation strategies at Mutual of Omaha.
Previous Experience in the Insurance Industry
Prior to his current role, Steve Liou accumulated extensive experience in the insurance sector. He worked at Unum as Director from 1997 to 2009, followed by a position at Munich American Reassurance Company as Living Benefits Valuation Actuary from 2010 to 2014. He also served as Vice President of Health Valuation at CNO Financial Group for one year in 2019-2020. His career includes significant roles at Aflac, WellPoint, and Genworth Financial, where he focused on actuarial and valuation processes.
Educational Background in Actuarial Science
Steve Liou studied at Georgia State University, where he earned a Bachelor of Business Administration (BBA) in Actuarial Science from 1987 to 1991. He also holds a Bachelor of Science (BS) in the same field from the same institution. His educational background laid the foundation for his career in actuarial science and valuation within the insurance industry.
Specialization in Long-Term Care Insurance Valuation
Steve Liou specializes in the valuation of long-term care insurance products. He has developed expertise in enhancing the transparency of the living benefits valuation process, from product inception to experience outcomes. His focus on improving valuation methodologies contributes to more accurate assessments within the insurance sector.
Career Progression and Roles
Steve Liou's career began at Watson Wyatt as an Assistant Actuary from 1991 to 1992. He then progressed to various roles, including Ohio Valuation Manager at WellPoint and AVP Modeling Valuation Manager at Genworth Financial. His diverse experience across multiple companies and roles has equipped him with a comprehensive understanding of actuarial practices and valuation processes in the insurance industry.