Namaste Credit
Namaste Credit provides a comprehensive digital marketplace and SaaS platform for seamless loan processing, financial management, and customer onboarding, supported by a network of 100+ institutional lenders and innovative AI-driven technologies.
Services
Namaste Credit offers a range of financial technology services aimed at streamlining the loan process and enhancing the user experience. These services include a Digital Marketplace called Namaste Biz Loan Hub for seamless loan processing from application to disbursal, a full stack SaaS platform called iCAM for Digital Customer Onboarding and automation of credit processes, and a platform for financial advisors to become Channel Partners and assist clients in securing financing. Additionally, they provide automated risk monitoring and an Early Warning System (EWS) to integrate real-time triggers.
Products
Namaste Credit provides various products designed to optimize the lending process for borrowers, lenders, and Channel Partners. Their offerings include Namaste Biz Loan Hub, a digital marketplace for processing loans, and iCAM, a SaaS platform for customer onboarding and credit process automation. They also offer a Neo Banking platform that facilitates transactions with customers and suppliers across multiple bank accounts, providing real-time insights. The company also uses AI-enabled image correction for document analysis and fraud prevention, and employs a machine learning-driven credit engine for risk control.
Regional Offices
Namaste Credit operates regional offices in multiple key locations across India. These offices are strategically placed in Delhi NCR, West Bengal, Karnataka, Maharashtra, Punjab, and Gujarat. This widespread presence allows the company to cater to a diverse client base and provide localized support and expertise.
Digital Marketplace for Loans
Namaste Credit's Digital Marketplace, Namaste Biz Loan Hub, serves as a comprehensive platform for borrowers, Channel Partners, and lenders. The marketplace enables seamless loan processing from initial application to disbursal. Users can apply for loans, check eligibility, track loan applications, and choose the best offers. The platform is integrated with a network of over 100 institutional lenders, offering the best loan offers with the lowest EMIs and the fastest turnaround times.
Innovations and Patents
Namaste Credit is committed to innovation in financial technology, as evidenced by its three filed patents. The company continues to innovate to improve the efficiency and effectiveness of its platforms. Supported by leading Angel, Venture Capital, and Private Equity investors, Namaste Credit leverages advanced technologies like AI-enabled image correction and machine learning to enhance its lending processes and risk management systems.