Andrew Houlden
About Andrew Houlden
Andrew Houlden is a Risk Manager with six years of experience in his current role and a background in risk analysis and business support. He has contributed to model development and oversight, and he holds a Bachelor of Arts degree from Durham University.
Work at Nationwide Building Society
Andrew Houlden has served as a Risk Manager at Nationwide Building Society since 2018. In this role, he holds management responsibility for a team that includes a Risk Analyst, Risk Analyst Lead, and Senior Risk Analyst. His responsibilities encompass overseeing risk management processes and contributing to the development and review of risk models. He actively participates in quarterly CRE and Public Sector Model Forums, where he shares insights and collaborates with peers.
Previous Experience in Risk Management
Prior to his current position, Andrew worked as a Senior Risk Analyst from 2016 to 2018, and as a Risk Analyst Lead for five months in 2015. He began his career in risk management as a Risk Analyst from 2012 to 2015. All these roles were based in Northampton, England, where he gained extensive experience in risk analysis and management. His earlier role as a Business Support Analyst from 2008 to 2012 further solidified his foundation in the field.
Education and Expertise
Andrew Houlden studied at Sir Christopher Hatton School, where he achieved A-Levels in Mathematics, Further Mathematics, Physics, and Chemistry from 2003 to 2005. He also completed his GCSEs at the same institution, covering subjects such as Maths, English Language and Literature, Science, IT, and languages. He furthered his education at Durham University, earning a Bachelor of Arts in Business from 2005 to 2008. His academic background supports his expertise in risk management.
Contributions to Risk Management Models
In his role as Risk Manager, Andrew has contributed to the development of a new simplified IPRE IRB model, which aligns with the decreasing materiality of the portfolio. He presents at the Model Risk Oversight Committee, where he reviews Commercial Stress Testing and IRB models. Additionally, he is responsible for maintaining the Model Universe database and the EUC Register, ensuring that these resources are current and accurate.