Oportun
Oportun is a Community Development Financial Institution offering personal loans, credit cards, and a savings tool, with an all-in-one app for managing finances.
Oportun Personal Loans
Oportun offers personal loans ranging from $300 to $10,000. These loans are designed to provide financial flexibility to individuals, whether they need funds for unforeseen expenses, debt consolidation, or other personal needs. The loan application process is straightforward, and borrowers can access funds quickly upon approval. As a certified Community Development Financial Institution (CDFI), Oportun focuses on serving communities that are often underserved by traditional financial institutions.
Oportun Credit Cards
Oportun provides credit cards with credit lines up to $1,000. These cards are accessible to individuals looking to build or improve their credit profiles. Oportun places emphasis on helping cardholders use their credit responsibly by offering financial education resources that cover topics like credit management and budgeting. This initiative aligns with their mission to support financial inclusion and empowerment among their clientele.
Oportun Set & Save
Oportun offers a savings tool called Set & Save, which helps users manage and grow their savings efficiently. The tool integrates seamlessly within their all-in-one mobile app, allowing users to set savings goals and automate their saving process. This feature is part of Oportun's broader effort to provide financial tools that promote better financial habits and planning.
Oportun Secured Personal Loans
Oportun provides secured personal loans that use car titles as collateral. These loans offer a practical option for individuals who may not qualify for unsecured personal loans but still need financial assistance. By leveraging their vehicle as security, borrowers can access the funds they need while potentially obtaining better loan terms. This service highlights Oportun's commitment to offering flexible and inclusive financial solutions.
Oportun Financial Education
Oportun is dedicated to enhancing financial literacy through their comprehensive financial education resources. They offer guidance on crucial financial topics such as credit, budgeting, and saving. These resources are designed to empower individuals with the knowledge they need to make informed financial decisions and achieve long-term financial stability.