Own Up
Own Up offers a marketplace of top lenders for home buying and refinancing, providing tools like an affordability calculator and a Rate Range Finder, along with dedicated Home Advisors to assist users in customizing their options.
Services
Own Up offers a comprehensive marketplace of top lenders tailored for home buying and refinancing needs. The service includes tools like an affordability calculator and a Rate Range Finder to help users understand their borrowing scenarios. Additionally, Own Up provides dedicated Home Advisors to assist users in customizing their financial plans. The platform enables users to generate preapproval letters on-demand, monitor rate trends, and access insightful data. Importantly, Own Up's service is free for borrowers, earning revenue via a 0.50% fee charged to lenders upon closing a loan.
Affordability Calculator
Own Up's affordability calculator helps users determine how much home they can afford. This tool takes into account various financial factors and provides a clear picture of the user's buying capacity. It aids users in making informed decisions based on their financial situation and goals. The calculator is part of Own Up's technology suite designed to simplify the home financing process.
Rate Range Finder Tool
The Rate Range Finder tool offered by Own Up allows users to get an overview of the range of rates available for different borrowing scenarios. It compares data across thousands of lenders, providing a comprehensive view of potential costs. This helps customers make more informed decisions by understanding the market landscape and available options.
Dedicated Home Advisor
Own Up assigns a dedicated Home Advisor to each user, helping them discuss their financial goals and customize their mortgage options. These advisors provide personalized support, guiding users through the complexities of the home financing process. This service ensures users receive knowledgeable advice tailored to their unique circumstances.
Home Loan Options
Own Up's platform supports the financing of various property types, including single-family homes, multi-family homes, condos, and townhouses. Lenders on the platform offer a variety of down-payment options, catering to different financial needs. Users benefit from low down payment loan programs and the ability to compare diverse financing options, ensuring they select the best fit for their property purchase.