Percent
Percent offers a platform for private credit investing, connecting investors with corporate borrowers through a variety of high-yield, short-term private credit deals.
Services
Percent offers a comprehensive platform for private credit investing, connecting investors with corporate borrowers. The platform provides various investment opportunities, including asset-based financing, corporate loans, and blended notes. Percent also features tools for structuring, syndicating, and managing private credit deals. Additionally, the platform includes compliance tools and a deal documentation data room to ensure complete compliance across all market participants.
Investment Opportunities
Percent offers diverse investment opportunities designed to help investors diversify their portfolios. These opportunities include high-yield, short-term private credit deals that are largely uncorrelated with the stock market. Available asset classes cover SMB financing, SMB leases, litigation finance, discounted receivables, and consumer loans and advances. The Blended Notes feature allows investors to gain diversified exposure to multiple private credit deals through a single investment.
Investor Base
Percent's platform caters to a variety of investors, including institutional investors like family offices, registered investment advisors (RIAs), and funds. These institutional investors can access higher yield, short duration, securitized investments through the platform. Percent has raised over $1 billion across more than 500 structured products since its inception, showcasing the platform's appeal and significant investor base.
Borrower Benefits
Percent provides corporate borrowers with access to a diversified investor base, allowing them to raise debt capital at market-clearing costs through a transparent auction system. The platform also includes post-close servicing and surveillance features to ensure borrower compliance and protect investor satisfaction. Borrowers can utilize the market data streams provided by Percent to shape and scale their future issuances.
Platform Features
Percent's platform is equipped with several advanced features designed to benefit both investors and borrowers. These include a dynamic pricing system based on a transparent auction for raising debt capital, compliance tools, and a deal documentation data room. The platform's tools for structuring, syndicating, and managing private credit deals add further value, ensuring streamlined operations and effective deal management.