Point Predictive
Point Predictive provides data-driven solutions to enhance lending processes in various sectors, including auto and mortgage lending, by utilizing predictive analytics and artificial intelligence.
Services
Point Predictive offers a range of services tailored to alternative lending, auto dealerships, automation, auto lending, mortgage lending, and income and employment validation. They utilize Artificial + Natural Intelligence™ predictive data science to assist in reducing fraud and enhancing the lending experience. One of the tools available on their website is the Portfolio Improvement Calculator, which helps lenders estimate the potential benefits of using their services.
Products
Point Predictive provides several products designed to improve the lending process and reduce fraud. These include AutoPass™, BorrowerCheck™ for Dealers, BorrowerCheck™ for Lenders, DealerCheck™, IncomePass™, and MortgagePass™. Each of these products leverages their proprietary data repository and advanced predictive data science to offer robust solutions for various aspects of the lending industry.
Proprietary Data Repository
Point Predictive hosts a proprietary data repository composed of millions of credit applications. This extensive data collection supports the company's Artificial + Natural Intelligence™ predictive data science, enabling more accurate and effective fraud reduction and lending improvement solutions. The depth and breadth of this data are vital to the performance and reliability of Point Predictive's products and services.
Location
Point Predictive is headquartered at 12680 High Bluff Drive, Suite 200, San Diego, California 92130. This strategic location in San Diego supports their operations and allows them to maintain close connections within the industry.