Abhishek Agarwal
About Abhishek Agarwal
Abhishek Agarwal is the Regional Credit Head for SME Unsecured Business Loans and Auto Lease at Poonawalla Fincorp in New Delhi, India. He holds a B.Com (H) from Maharaja Agrasen College and is a Chartered Accountant from The Institute of Chartered Accountants of India.
Work at Poonawalla Fincorp
Abhishek Agarwal serves as the Regional Credit Head for SME Unsecured Business Loans and Auto Lease at Poonawalla Fincorp. He has held this position since 2016, overseeing credit operations and risk management within the New Delhi area. His role involves evaluating credit applications, managing loan portfolios, and ensuring compliance with regulatory standards. Under his leadership, the team focuses on providing financial solutions tailored to the needs of small and medium enterprises.
Education and Expertise
Abhishek Agarwal completed his Bachelor of Commerce (B.Com) with Honors at Maharaja Agrasen College from 2006 to 2009. He furthered his education by obtaining a Chartered Accountant (CA) designation from The Institute of Chartered Accountants of India between 2006 and 2010. Additionally, he completed his XII education at Vishwa Bharti Pub School Noida from 2002 to 2006. His academic background provides a strong foundation in finance and accounting, which supports his professional endeavors in credit management.
Professional Background
Abhishek Agarwal has a diverse professional background in the financial services sector. He began his career as an intern at DSM and Associates from 2007 to 2010, gaining initial experience in the field. He then worked as an Associate at the same firm for three months in 2011. Following this, he held the position of Senior Manager - Credit & Risk at Religare from 2011 to 2015, where he focused on corporate lending and SME financing. He also served as Area Credit Manager - Mortgages at HDB Financial Services Ltd. from 2015 to 2016.
Career Progression
Abhishek Agarwal's career progression reflects a steady advancement in the field of credit and risk management. After starting as an intern, he quickly moved to an Associate role, followed by a Senior Manager position at Religare. His experience in various roles has equipped him with comprehensive knowledge of credit assessment and risk evaluation. His current role at Poonawalla Fincorp marks a significant step in his career, where he leads initiatives in SME unsecured business loans and auto leasing.