Aditya Gaur
About Aditya Gaur
Aditya Gaur is a Credit Manager at Magma Fincorp Ltd., responsible for monitoring delinquency, maintaining portfolio health, and policy formulation.
Work at Magma Fincorp Ltd.
Aditya Gaur serves as a Credit Manager at Magma Fincorp Ltd. since 2012. In this role, he engages in daily monitoring of infant and early delinquency to minimize roll forwards. He is responsible for maintaining collection efficiency through coordination with the collections team and field investigation executives. His responsibilities also include policy formulation and updating based on market scenarios, ensuring that the company's credit policies remain relevant and effective.
Education and Expertise
Aditya Gaur holds a Bachelor’s Degree in Biotechnology from Doctor Bhim Rao Ambedkar University, where he studied from 2004 to 2008. He further enhanced his qualifications by obtaining a Master of Business Administration (M.B.A.) in Finance from IBS Hyderabad, completing his studies from 2010 to 2012. His educational background provides a solid foundation for his expertise in credit management and financial analysis.
Background
Aditya Gaur completed his early education at Maheshwari Public School, where he focused on Biotechnology from 1997 to 2004. His academic journey laid the groundwork for his subsequent studies in Biotechnology and Finance, shaping his career in the financial sector. His experience in credit management spans over a decade, contributing to his proficiency in the field.
Achievements in Credit Management
In his role as Credit Manager, Aditya Gaur utilizes Credit Approval Memorandum (CAM) for comprehensive credit analysis and decision-making support. He regularly follows up on non-starters and early warning indicators to maintain portfolio health. His proactive approach in monitoring delinquency and coordinating with teams enhances the overall efficiency of the credit management process.