Prime Meridian Bank
Prime Meridian Bank offers a comprehensive range of banking services including personal and business checking accounts, savings options, loans, and digital banking solutions, complemented by dedicated fraud prevention services and a client service center.
Personal Checking Accounts
Prime Meridian Bank offers a range of personal checking accounts tailored to meet different needs. These options include ePrime Personal Checking, which focuses on electronic transactions, Prime 360 Personal Checking designed for comprehensive account management, Prime 50 Checking aimed at customers over 50 years old with specific benefits, and Prime Advantage Checking which offers additional perks. Each account is designed to provide flexibility and convenience for managing personal finances.
Business Checking Solutions
Prime Meridian Bank provides various business checking solutions to cater to different business needs. These include Prime Business Checking for standard business necessities, Small Business Checking optimized for smaller enterprises, Business Regular Checking which offers traditional checking services, and Business NOW Checking that often includes interest on the balance. These accounts aim to accommodate businesses of all sizes with tailored features and benefits.
Personal Savings Options
The bank features several personal savings products including Money Market accounts for higher liquidity, High Yield Money Market accounts offering competitive interest rates, and standard Personal Savings accounts. Additionally, Prime Meridian Bank offers Minor Savings accounts to help children start saving early, Certificates of Deposit for fixed-term savings with set interest rates, and Health Savings Accounts which provide tax benefits for medical expenses.
Online and Mobile Banking Services
Prime Meridian Bank offers robust online and mobile banking services designed for on-the-go convenience. Services include Apple Pay for contactless payments, Online Bill Pay for easy bill management, Bank-to-Bank Transfers for seamless fund transfers, Mobile Banking for account management via smartphone, Mobile Deposit for depositing checks remotely, and e-Statements for electronic account statements. These services provide customers with flexible, secure, and convenient banking.
Fraud Prevention Services
To help protect customer accounts, Prime Meridian Bank offers several fraud prevention services. Positive Pay helps businesses prevent check fraud, ACH Fraud Filters monitor and control electronic transactions, and Secure Tokens add an additional layer of security. These measures are in place to safeguard customers' financial information and transactions against unauthorized access and fraud.