Productfy
Productfy offers a comprehensive platform for launching branded card programs, digital banking, and other financial products, serving industries such as community banks, real estate, and insurance.
Services
Productfy offers a range of services tailored to financial innovation, including branded card programs, digital banking, secured charge cards, disbursements, and white label programs. Their platform allows companies to launch embeddable financial products rapidly, leveraging a developer-friendly interface with comprehensive onboarding guides and documentation. They also provide compliance services, fraud management, bank regulatory updates, KYC optimization, and program management services.
Target Industries
Productfy serves diverse industries such as community banks and credit unions, real estate, financial services, and insurance. Their solutions are designed to meet the specific needs of these sectors, providing the tools necessary to innovate and streamline their financial product offerings. Their unified solution accelerates the launch of world-class financial products across these industries.
Developer-Friendly Platform
Productfy provides a developer-centric platform that enables companies to build, test, and launch financial products efficiently. Features include a GraphQL builder, extensive onboarding guides, and documentation. Developers can configure systems in hours, integrate them within days, and achieve full stack deployment in as little as three weeks. The platform supports embeddable modules for payments, deposits, and card issuance with seamless integration.
Branded Card Programs
Productfy offers branded card solutions that include no-fee virtual deposit accounts, debit cards with Visa, ACH transfers, instant account verification, fraud monitoring, and more. These programs feature a modern design package for branding, mobile payments enabled for Apple, Google, and Samsung Pay, and capabilities for card freezes and spend controls. The solution is integrated with compliance QA and certification processes to ensure regulatory adherence.
Compliance and Security Features
Productfy's platform is built with a focus on compliance and security. It provides a fully embeddable PCI-compliant solution featuring SOC and bank-level security. The platform includes a proprietary virtual ledger that drives a distributed financial architecture, supported by BSA/AML management, fraud management, and ongoing regulatory updates. Their system also integrates compliance as a service, ensuring that financial products meet all necessary regulatory requirements.